About this report Cautionary statements This annual report covers our primary The statements, estimates, projections, guidance, or outlook contained in this document Environmental, Social, and Governance include “forward-looking” statements intended to take advantage of the “safe harbor” (ESG) initiatives and accomplishments provisions of the federal securities law. The words “believe,” “expect,” “intend,” “estimate,” from 2022. Material in this report “anticipate,” “forecast,” “outlook,” “plan,” “project,” “should,” and similar expressions identify references disclosures from the Global forward-looking statements. These statements may contain information about financial Reporting Initiative (GRI) Sustainability prospects, economic conditions, and trends and involve risks and uncertainties. Our actual Reporting Standard, the Sustainability future results, including the achievement of our targets, goals, or commitments, could differ Accounting Standards Board’s (SASB) materially from our projected results due to changes in circumstances, assumptions not being Professional & Commercial Services realized, or other risks, uncertainties, and factors. Such risks, uncertainties, and factors include Standard, and The Task Force on the risk factors discussed more fully in our filings with the Securities and Exchange Commission Climate-Related Financial Disclosures (SEC), including our reports on Forms 10-K, 10-Q, and 8-Ks, as well as with respect to our ESG (TCFD). An index for each can be found targets, goals, and commitments outlined in this report or elsewhere, and other assumptions, in the appendix. risks, uncertainties, and factors identified in this report. We draw on guidance from the We urge you to consider all the risks, uncertainties, and factors identified above or discussed in World Resources Institute’s (WRI’s) such reports carefully in evaluating the forward-looking statements in this report. We cannot Greenhouse Gas Protocol for our assure you that the results reflected or implied by any forward-looking statement will be carbon reporting and CDP’s guidelines. realized, or even if substantially realized, that those results will have the forecasted or expected consequences and effects. You should not place undue reliance on forward-looking statements, which speak only as of the date they are made. We do not undertake to update or revise any forward-looking statements except as required by law. Calculations and statistics included in this report may depend on the use of estimates and assumptions based on historical levels and projections and are, therefore, subject to change. An independent third party has not externally assured or verified this report. The inclusion of information or the absence of information in this report should not be construed to represent our belief regarding the materiality or financial impact of that information. For a discussion of information that is material to Marsh McLennan, please see our filings with the SEC, including our Annual Reports on Form 10-K and Quarterly Reports on Form 10-Q. This report may contain links to other internet sites or references to third parties. Such links or references are not incorporated in this report, and we cannot assure their accuracy. The use or inclusion of the information is also not intended to represent endorsements of any products or services. Overview Environment Social Governance Appendix 2022 ESG REPORT 71