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Sources ESG Trend 2: Mental and behavioral Trend 3: Changes in health care 1. “ESG as a Workforce Strategy,” health needs economics Marsh & McLennan Advantage, 1. “Accident & Health Market Report 1. “Accident & Health Market Report 2022, Link 2022,” QBE, 2022, Link 2022,” QBE, 2022, Link 2. “Employees Want Wellbeing From 2. “Health and Economic Costs of Trend 1: Shifting workplace Their Job, and They’ll Leave to Chronic Diseases,” CDC, Link expectations Find It,” Gallup, 2021, Link 3. “National Survey of Employer- 1. “Your Organization is Grieving 3. “These are the top employee Sponsored Health Plans 2022,” – Here’s How you can Help,” bene昀椀ts companies will o昀昀er in Mercer, 2022 McKinsey & Company, Link 2023,” Fortune, 2022 4. “In昀氀ation Meets Bene昀椀ts Plan 2. “Help your Employees Find 4. “The Future Of Work Is Employee Designs,” Leaders Edge, 2022, Link Purpose – or Watch them Leave,” Well-Being,” Forbes, 2021, Link 5. “How does medical in昀氀ation McKinsey & Company, 2021, Link 5. “Americans are embracing compare to in昀氀ation in the rest 3. “Majority of Workers who Quit 昀氀exible work—and they of the economy?” Peterson-KFF a Job in 2021 Cite Low Pay, no want more of it,” McKinsey & Health System Tracker, 2022, Link Opportunities for Advancement, Company, 2022, Link 6. “The gathering storm: The Feeling Disrespected,” Pew 6. “SWAA July 2022 Updates,” WFH transformative impact of in昀氀ation Research Center, 2022, Link Research, 2022, Link on the healthcare sector,” 4. “Creating a Meaningful Corporate 7. “Hybrid work: Making it 昀椀t McKinsey & Company, 2022, Link Purpose,” HBR, 2021, Link with your diversity, equity, and 7. “Top 3 Strategies Employers 5. “Three Ways Mid Market inclusion strategy,” McKinsey, will Use to Take on Health Care Companies are Winning the War 2022, Link In昀氀ation,” Mercer, 2022, Link for Talent” EY, 2020, Link 8. “2022 HR Trends Report,” McLean 8. “Gene therapies and the 6. “2022 HR Trends Report,” McLean & Company Trends, 2022 associated 昀椀nancial risk,” & Company Trends, 2022, Link 9. “5 Mental Health Bene昀椀ts Trends Marsh & McLennan Agency, 7. “3 reasons why your DEI for 2022,” The Graham Company, Whitepaper, 2022 initiatives fail,” Bene昀椀tsPRO, 2022, Link 9. “Gene Therapies and the 2022, Link 8. “Five Common Pitfalls That Can 10. “The demand for 昀氀exible work associated 昀椀nancial risk, strategies and solutions,” Derail DE&I Initiatives,” Forbes, ‘will only accelerate’ in coming Marsh & McLennan Agency, 2021, Link years as workers feel more Presentation, 2022 9. “Don’t train your employees on empowered,” CNBC, 2022, Link DE&I. Build their capabilities.” 11. “23% of workers say employers 10. “Navigating troubled waters. In昀氀ation and recessions in health McKinsey & Company, 2022, Link are o昀昀ering new mental health insurance,” Marsh & McLennan 10. “The WHY Behind DE&I: How bene昀椀ts. But is it enough?” Agency, 2022 Diversity, Equity, and Inclusion Fortune, 2022, Link 12. “Health & bene昀椀t strategies for Political and Legislative Initiatives Bene昀椀t Business,” 2023,” Mercer, 2022, Link Workhuman, 2022, Link 13. “Clinical and Financial Outcomes Considerations 11. “Is Quiet Quitting Real?” Gallup, Associated With a Workplace 1. “Employer Playbook: Federal 2022, Link Mental Health Program Before Transparency Requirements,” 12. “‘Great Attrition’ or ‘Great and During the COVID-19 Marsh & McLennan Agency, 2022 Attraction’? The choice is yours,” Pandemic,” JAMA Network, 2022, 2. “Gene Therapies and the McKinsey & Company, 2021, Link Link associated 昀椀nancial risk, 13. “The NLI Interview: Patagonia’s 14. “These are the top employee strategies and solutions.” Dean Carter on How To Treat Marsh & McLennan Agency Employees Like People,” Forbes, bene昀椀ts companies will o昀昀er in presentation, 2022 2020, Link 2023,” Fortune, 2022, Link 3. “Navigating troubled waters. 15. “AHIP July 2022 Mental Health 14. “What is EX? Your ultimate Survey,” AHIP, 2022, Link In昀氀ation and recessions in health guide to employee experience,” 16. “Employers Are Poised to Expand insurance,” Marsh & McLennan Qualtrics, 2021, Link Mental Health Coverage in 2022,” Agency, 2022 SHRM, 2022, Link 4. “Overall in昀氀ation has not yet 昀氀owed through to the health sector,” Peterson-KFF Health System Tracker, 2022, Link 2023 Benefits Trends: The evolving workplace 86

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