The employee health & bene昀椀ts trends of 2023 Shifting workforce 1 expectations Tomorrow’s • Employees are placing a higher premium on 昀椀nding meaning and purpose at work. workforce is • Organizations struggle with moving their diversity, equity, looking for and inclusion (DEI) programs beyond building awareness to more than a creating real action. bene昀椀ts plan. • Empathy is key to solving the challenges employers face with Marsh McLennan Agency apathy and attrition among their employees. (MMA) o昀昀ers a variety of solutions to support the needs of your people, Mental and your team, and your business. We specialize 2 behavioral health needs in helping middle-market organizations — whether • The workforce continues to expect more from their employee self-funded or fully insured — 昀椀nd ways to experience, as it relates to well-being bene昀椀ts. provide their employees • Building 昀氀exibility into the workplace creates new opportunities for employers and employees. with bene昀椀ts they can take advantage of. • Mental and behavioral health support will dominate in While predicting and employers’ o昀昀erings in the coming years. responding to employee bene昀椀t trends and employee expectations Changes in can be di昀케cult, MMA is here to help make 3 health care economics it easier. We o昀昀er a number of solutions that • U.S. employers can expect health bene昀椀ts cost per employee help you stay in touch to increase to 7%. with your employees and • High-cost prescription drugs are a source of frustration, streamline how you o昀昀er especially with cell and gene therapies that cost millions. the bene昀椀ts they need. • High-cost claimants, utilization increases, and employment trends will keep health care costs higher overall. 2023 Benefits Trends: The evolving workplace 2