What are your key strategies during periods of volatility? MMA wants to help you make the most of your opportunities. MMA will work in partnership with you to create a strategic plan that aligns with your short- and long-term organizational goals. We o昀昀er choices, alternatives, and advice. MMA is your resiliency- focused risk champion. Reach out to a specialist today. Interested in Employee Health & Bene昀椀ts Trends? Read about them here. This document is not intended to be taken as advice regarding any individual situation and should not be Business Insurance relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication Employee Health & Bene昀椀ts and shall have no liability to you or any other party arising out of this publication or any matter contained Private Client Services herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our Retirement Services experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially affected if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change. d/b/a in California as Marsh & McLennan Insurance Agency LLC; CA Insurance Lic: 0H18131. Copyright © 2023 Marsh & McLennan Agency LLC. All rights reserved. MarshMMA.com