From in昀氀ation to cyber risk, doing business in today’s market requires you to understand the individual trends that make up the bigger picture. These include economic in昀氀ation, catastrophic risk, corporate governance, litigation, and cyber risk, to name a few. The impact of these trends includes higher costs for goods and services, supply chain disruptions, greater scrutiny of business practices, exposure to costly lawsuits, and attacks on digital systems. Through robust risk management and e昀昀ective risk transfer, organizations can protect their people and property as well as preserve opportunities for near-term and long-term growth. Businesses in every industry should examine these trends closely and seek ways to mitigate their impact: 01 In昀氀ation (economic and social) 02 Catastrophic risk 03 Corporate governance 04 Litigation trends 05 Cyber risk Business Insurance Trends 11