4 Global insurance markets: Financial and professional lines pricing declines 03| Composite insurance pricing change — by major coverage line Global Property Global Casualty Global FINPRO Pricing in 昀椀nancial and professional lines decreased once cyber insurance rates were separated (see Figure 3). This is the 昀椀rst edition of our quarterly index that presents the cyber data separately from 昀椀nancial and professional lines data, giving a clearer picture of both. 31% • Property insurance: 6%. 26% • Casualty insurance: 4%. • Financial and professional lines insurance: -1%. 16% • Cyber insurance: 53%. 8% Please note that reported changes are averages and 7% 6% 6% 6% the data used to estimate them cover a wide range of 5% clients in terms of size, industry, location, claims history, 4% 4% and other parameters. Many clients experienced pricing changes that deviated from the average. -1% Q4 21 Q1 22 Q2 22 Q3 22 Q4 21 Q1 22 Q2 22 Q3 22 Q4 21 Q1 22 Q2 22 Q3 22 Source: Marsh Specialty and Global Placement