About Marsh McLennan Agency Marsh McLennan Agency (MMA) provides business insurance, employee health & bene昀椀ts, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With 9,900+ colleagues and 170+ o昀케ces across North America, MMA combines the personalized service model of a local consultant with the global resources of the world’s leading professional services 昀椀rm, Marsh McLennan (NYSE: MMC). This document is not intended to be taken as advice regarding any individual situation and should not be relied upon as such. Marsh & McLennan Agency LLC shall have no obligation to update this publication and shall have no liability to you or any other party arising out of this publication or any matter contained herein. Any statements concerning actuarial, tax, accounting or legal matters are based solely on our experience as consultants and are not to be relied upon as actuarial, accounting, tax or legal advice, for which you should consult your own professional advisors. Any modeling analytics or projections are subject to inherent uncertainty and the analysis could be materially a昀昀ected if any underlying assumptions, conditions, information or factors are inaccurate or incomplete or should change. d/b/a in California as Marsh & McLennan Insurance Agency LLC; CA Insurance Lic: 0H18131. Copyright © 2023 Marsh & McLennan Agency LLC. All rights reserved. MarshMMA.com